Understanding The Rational Board Of Governors Decision - FRB

by C. Henry Adams

On Wednesday, December 16th 2015, the Board of Governors of the Federal Reserve System, better known as, the Federal Reserve Bank ("FRB") raise the interest rate in the United States Banking System. 

Since the US Dollar is one of the four major currency (U.S. dollar, euro, Japanese yen, and pound sterling) on Earth; up until the Chinese Renminbi (RMB) becomes the fifth currency, effective October 1, 2016 .   The FRB decision will likely have an effect in the World Market.

Basically, this means the Governors of the Federal Reserve System saw the following things in the USA:

1) People and Business(es) appear to be spending money in recent months.
2) People appear to be renting, leasing or buying homes.
3) People appear to be getting employed in recent months.
4) Energy prices, such as gasoline to drive vehicles appear in decline.
5) Measurements regarding the US Market are down.

I can hear someone say, " C. Henry, how do you know that to be true?"  My Reply:  I read it in the 'News Release'  here:  http://www.federalreserve.gov/newsevents/press/monetary/20151216a.htm

 Nevertheless, to follow the Governors of the Federal Reserve System's double or dual mandate (objectives).  They decided to help increase employment and keep prices stable in the US Marketplace.

They anticipate that inflation will rise about 2 percent as energy cost decline.  Perhaps this will cause employment to increase.  

Basically,  the Governors of the Federal Reserve System monitors the economy closely and made a judgement on their findings. Plus, they have set a goal for inflation and will act upon it accordingly.

Perhaps owning US Treasury Bonds are a good thing these days; those are my thoughts.

So, what say you?  Thanks for reading, I greatly appreciate you.

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Dedicated to William & Phyillis Young Memories Around Christmas Time

by C. Henry Adams

As long as I could remember growing up in the 1970's and it seem just about every Christmas Eve before they had children of their own, William and Phyillis Young often visited Phyillis' cousins - the Adams who lived in the community of Collier Heights - Atlanta, Georgia.

As a child reared in Christian beliefs, Jesus Christ was and is always the reason for this Wonderful Season.

But, Santa Claus coming down the chimney, that we never used... when I was a child - and misbehaving; were things I took very seriously. 

One Reason; I did not want to get a butt whooping.

Another Reason; I did not want Santa Claus to leave me a Lump of Coal.

Well, guess what?  Little did I realize or know, Santa Claus' Helpers were always on time on Christmas Eve and their names were William and Phyillis Young.

These two Beautiful People: one who later retired from Georgia State University - William Young and the other who became a Million Dollar Real Estate Agent  - Phyillis Young; had 'Hearts of Gold' (meaning, they were Caring / Sharing People).

William and Phyillis were always, in my professional opinion, Loving and Giving Individuals.  God truly blessed them with two Wonderful Children ( James & Tammy ), a Beautiful Daughter-in-Law ( Alison) and  four Grandchildren.

One Saturday morning, on December 12th 2015, I believe Phyllis, my Mother & Father, as well as, a Host of Family, Friends, Acquaintance, Angels and Archangels - came beside William's bed to say, " William, get up out of that bed and come with Us."  Then, God said, "Well done, my Good and Faithful Servant, let's go Home."   And of course, off he went...

Please don't fret and don't be sad, because this is not a bitter story.  For I believe,  these two Beautiful People are together again watching over their Family, Friends and Love Ones who are still on Earth.  

Thank you William & Phyillis for enriching all of our lives and we know that, perhaps, you are gone from the body,  but spiritually you will be with Us forever more.

We Love You.  This is dedicated to your wonderful memories, we all uniquely have about you, all 'round Christmas time.

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Thoughts On Atlanta's Economy Relating To Football

by C. Henry Adams


I must admit that I'm a NFL Fan for the Atlanta Falcons. For 45 years, going on 46 years, I've only known one Team whether they win or lose to support.

I must admit that I'm not happy with the Atlanta Falcons performance this year (2015) as of Sunday, December 13th 2015, the 51st week of 2015.

Disclosure:  I am not a Professional American Football Commentator.  But, what I am is a Professional Business Man going on nearly 18 years of experience.

Atlanta, Georgia or should I say the Metropolitan Area of Atlanta, Georgia has been my home for over 40 years.

The National Football League ( "NFL")'s Franchise called the Atlanta Falcons to which is currently owned by Arthur Blank, a Great Georgian and a Great American to say the very least, has been a " Let Down " (Disappointment).

From a Business Prospective, I expected the Atlanta Falcons to boost the Economy in Atlanta, surrounding Counties, and States.

Simple Question:  How can the Atlanta Falcons be a boost in the Economy when its Team is constantly on the losing end?   Today, they possess 6 wins and 7 loses, whereas, the Carolina Panthers beat the Atlanta Falcons by 38 points to Zero.

Today, the Atlanta Falcons and others are building a Stadium in the shadows of the Georgia Dome.

A number of people I've personally spoken to wonders why.  Perhaps, it is being developed to boost the City of Atlanta's Economy regarding Football and Soccer to say the very least.

If this is the case, should the Atlanta Falcons continue to make adjustments on their Team to make this a reality?  I would sincerely hope so...

Yes, I have my thoughts about who they should remove from a Key Position on the football field, but I rather hear your thoughts instead.   Thanks for reading my blog, I greatly appreciate you...









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Invest In Southwest Atlanta

by C. Henry Adams

Technically, I grew up on the West-side of Atlanta, Georgia, whereas, a particular street sign might say the Street Name (No actual name given.) with the initials of NW ( "Northwest" ), but if you go roughly (1) one mile from my Ole Neighborhood; a street sign might say the Street Name (No actual name given.) with the initials of SW ( "Southwest" ).

Nevertheless, in my professional opinion, Southwest Atlanta needs Economic Improvements to stay up with the times.

I applaud Atlanta City Council Lady, Keisha Lance Bottoms of District 11 and her Administration for taking the time to at least issue a survey .

(" https://www.surveymonkey.com/r/InvestInSouthwest ")

There are a Number of Concerns that need to be address to improve the Economic Outlook of Southwest Atlanta.  Below is a short list:

1)  A Need for Regular (meaning Weekly) Clean Up / Removal of Trash from Streets, Neighborhoods, Parks, Wooded areas, Wetlands (Utoy Creek Wetlands) and Streams (Utoy Creek).

2)  A Need to better educate / train the Local Youth regarding the historical significance of the area to hopefully give them a stronger sense of Value.

3) A Need to significantly reduce Crime and Criminal Acts in West Atlanta.

4) A Need to significantly reduce or end Poverty in this area by creating or placing a Surplus of Careers (' not just a job') through Small Business in Southwest Atlanta.

5) A Need to reduce the HIGH Cost of Living in Prices for Residents at the local Grocery Stores and local Gas Stations to name a few.

If I sat here long enough, I could write more concerns.  However, being concern and taking actions are two different things.  I prefer to be on the taking action side after voicing or hearing concerns spoken.

Those are my thoughts, now what say you?  Thanks for reading my commentary, I greatly appreciate you.





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East Point Georgia Annual Christmas Tree Lightning

by C. Henry Adams

On a cold winter's night of Friday, December 4th 2015, I had the opportunity to witness the City of East Point Annual Christmas Tree Lightning.  To my surprise, there were hundreds to likely a thousand citizens who participated in this event. 

During the program, the City served hot cocoa and popcorn regarding refreshments.

We all had the opportunity to hear great Children / Teenager's Choirs  ( Heritage Elementary School, Parklane Elementary School, and Tri-Cities High School ) sing several Christmas Melodies, as well as, receive greetings from Georgia State Senator Vincent D. Fort of East Point, Georgia.

This was a well secured occasion protected by both East Point Police Department and Fire Department.

I briefly spoke to City Council Lady - LaTonya Martin of Ward D who appeared with a smile and I'm glad everyone there were in Great Spirits.

Happy Holidays Everyone!

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ISIS Influence Is Real In The USA And On Social Media

by C. Henry Adams


ISIS or Daesh Influence is Real in the USA and on Social Media.

People are influenced by various forms of Communications they VIEW, HEAR, READ and FEEL EMOTIONALLY.

Let's face this fact and continue to move forward. 

But, many American People like myself, REFUSE to live in FEAR.

What do we know about Terror or Fear?

Let's see:

1) It can kill an Economy.
2) It place fear in the minds of everyday People.
3) It can cause psychological illness within an Individual IF they allow it to...
4) It is brought about in some cases by Evil Deeds.
5) It can cause other health related illness within an Individual IF they allow it to...
6) It brings about stress.

What can we do to stop the Terror or FEAR regarding ISIS or any other Terror Related Group whether they be Foreign or Domestic in description or identity?

Here's my recommendations:

1) If you are a Believer in God, put Your Trust in God while thinking positive; moving forward.
   Option B) If you are not a believer, think Positive and keep moving forward.

2) Be Vigilant, be aware of your surroundings.  If you see something, say something, then MOVE AWAY from Danger.

3) Defend Yourself, your Family, your Friends, your Associates and your Country to round all things up; IF there is NO other RECOURSE.

Enough is enough, Folks.

These are my thoughts, what say you?


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Healthcare In America

by C. Henry Adams

Over the course of the development regarding BIE MG Blogs, passion expressed in articles regarding the ACA or Obamacare was posted several times.

After thorough reviews, it is duly noted that one's opinion regarding the 'Healthcare Law' is just that; an opinion not necessarily expressed or agreed upon at BIE Companies, by its Agents or Associates.

However, out of concern, I will just state facts going forward regarding Healthcare in America, the United States.

1) It is Law of the land in the USA that you get Healthcare Insurance or be penalized financially.  Why?  Because, this law is a tax according to the U.S. Supreme Court.

2) In the USA, Healthcare Insurance with or without tax subsidies is high in cost.

3) People are putting off medical treatments whether they have Healthcare Insurance or not according to a recent Gallup Article on November 30th 2015.

4) Twenty-three (23) Healthcare Co-ops went out of business, regardless of  ANY political parties reasoning.

Ok, those are my thoughts and concerns, what might you say?

Thanks!


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